Insurance
How insurance can help you create a financial protection strategy
Whether you’re starting out on your own, approaching retirement, or somewhere in between, we provide guidance that adapts to your financial circumstances.
Protect your loved ones
If you’re looking to build wealth for future generations or support them after you pass away, a life insurance policy can help you achieve your goals.
Protect your income
If you ever become disabled due to sickness or injury and are unable to work, having an individual disability insurance policy in place can help replace some of your lost income.
Protect your assets
If you’re concerned about preserving your nest egg, long-term care insurance can reimburse you for in-home care (and equipment) to help with everyday activities — which many people need as they age.
Protect your future
Our solutions can evolve with your needs to continue providing financial protection, and many of our permanent whole life insurance policies accumulate more value over time.
Empowering Your Financial Journey with Expertise and Integrity
Our commitment to your financial well-being combines comprehensive expertise, personalized solutions, and an unwavering dedication to doing what’s right. At every step, we prioritize understanding, support, and integrity, creating a trusted partnership that empowers you to achieve financial security and peace of mind.
Whatever your goals, we have insurance policies to help
We work closely with you to choose from a range of insurance products (all with tax advantages) and customize them to protect what you value most.
Term life insurance
Temporary protection, at a lower cost than other options, that can be converted to permanent
Whole life insurance
Permanent policies with a guaranteed death benefit and guaranteed cash value that grows over time
Universal life insurance
Long-term coverage that’s highly customizable to your needs and budget
Term life insurance
Long-term coverage protection with the ability to invest your policy’s cash value in the market
Whole life insurance
Helps to pay for someone to help you with everyday tasks, if you ever need it
Whole life insurance
Helps to replace lost income if sickness or injury prevent you from working
A wide range of financial products for personalized financial solutions
We have an array of investment vehicles that fit your budget and help you achieve your goals for the future.
Insurance
Stable, long-term retirement savings options that eventually provide an income stream
Mutual funds
Professionally managed investments with exposure in the market
Exchange traded funds (ETFs)
Investments that are usually managed passively, have low fees, and mimic the overall market or a specific segment of it
529 college savings plans
Investments designed to help you save for college or other education expenses
How income annuities can help in retirement
Whether you’re getting close to retirement or already retired, we’ll work with you to select an income annuity that protects your savings while supporting your lifestyle.
Guaranteed income
Your retirement savings are converted into an income stream that pays you for as long as you need.
Financial reliability
We’ve been paying various benefits to our clients for 178+ years and we always put their financial interests first.
Stretching your savings
Alleviate worries about running out of money and possibly earn more with annuities that offer potential dividends².
Personal flexibility
You have options to set the start date and amounts of your income payments, based on your personal needs.
You can receive guaranteed income in two ways
Immediate income annuities
Start to receive income now, for as long as you need it.
Deferred income annuities
Receive income for life and larger payouts by delaying them for up to 40 years.
Several areas of financial advice, depending on your needs
Wealth management
Whether you’re getting close to retirement or already retired, we’ll work with you to select an income annuity that protects your savings while supporting your lifestyle.
Estate planning
Guidance to identify potential needs in coordination with your other advisors and set you up with an estate plan that can protect your legacy.
Small business services
Insurance planning and retirement for employees, executives, or business owners, plus many other options to help a small business thrive.
